---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-001230"
form_type: "8-K"
ticker: "FIGR"
cik: "0002064124"
company_name: "Figure Technology Solutions, Inc."
filed_at: "2026-01-12T23:59:59+00:00"
generated_at: "2026-05-16T10:58:39.057106+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Figure Tech Q4 2025 consumer loan volume $2,705M (+131% YoY); $YLDS in circulation up 1,462% QoQ

## Summary
- Consumer Loan Marketplace Volume in Q4 2025: $2,705M, up 10% QoQ and 131% YoY.
- $YLDS in Circulation reached $328M in December 2025, up 198% from November and 1,462% from Q3 2025.
- Democratized Prime Matched Offers Balance of $206M in Q4 2025, +442% QoQ; Borrower Demand $246M (+811% QoQ).
- Available Lender Supply in Q4 2025 was $213M, up 719% QoQ from $26M in Q3 2025.
- December 2025 volume alone was $869M, +134% YoY vs $372M in December 2024.

## SEC filing metadata
- accession: 0001493152-26-001230
- form_type: 8-K
- ticker: FIGR
- cik: 0002064124
- company_name: Figure Technology Solutions, Inc.
- filed_at: 2026-01-12T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2064124/000149315226001230/0001493152-26-001230-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2064124/000149315226001230/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-001230
- JSON: https://secwatch.observer/filing/0001493152-26-001230.json
- Plain text: https://secwatch.observer/filing/0001493152-26-001230.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.