---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-002775"
form_type: "8-K"
ticker: "RDZN"
cik: "0001868640"
company_name: "Roadzen Inc."
filed_at: "2026-01-20T23:59:59+00:00"
generated_at: "2026-05-16T09:36:48.044090+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Roadzen issues $5.56M of 14% junior convertible notes; conversion at $3.50

## Summary
- Issued $5.56M aggregate principal of junior convertible notes; net proceeds ~$5M before fees.
- Notes mature June 20, 2027, bear 14% interest (18% on default), convertible at $3.50 per share.
- Quarterly principal payments of $925,000 begin three months after issuance.
- Company also amended November 2025 notes to add cross-default provisions tied to new notes.

## SEC filing metadata
- accession: 0001493152-26-002775
- form_type: 8-K
- ticker: RDZN
- cik: 0001868640
- company_name: Roadzen Inc.
- filed_at: 2026-01-20T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1868640/000149315226002775/0001493152-26-002775-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1868640/000149315226002775/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-002775
- JSON: https://secwatch.observer/filing/0001493152-26-002775.json
- Plain text: https://secwatch.observer/filing/0001493152-26-002775.txt

## Key facts
- Debt Financings
  Roadzen Inc. incurred convertible notes of up to an aggregate principal amount of $5,555,555 with an institutional investor at 14% per annum maturing June 20, 2027.
  - Instrument: convertible notes
  - Principal: up to an aggregate principal amount of $5,555,555
  - Counterparty: an institutional investor
  - Rate: 14% per annum
  - Maturity: June 20, 2027
  - Event: incurrence
  source text: agreed to issue and sell, in a registered public offering, junior convertible notes (each, a “Note” and collectively, the “Notes”) for up to an aggregate principal amount of $5,555,555 (the “Notes”) that may be convertible into the Company’s ordinary shares, par value of $0.0001 per share (the “Ordinary Shares”). The closing of the issuance and sale of the Notes
  evidence_url: https://www.sec.gov/Archives/edgar/data/1868640/000149315226002775/0001493152-26-002775-index.htm
- Material Agreements
  Roadzen Inc. entered into Securities Purchase Agreement with Institutional Investor valued at Up to $5,555,555 principal amount of junior convertible notes, gross purchase price $5,000,000 (effective 2026-01-19).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: Institutional Investor
  - Value: Up to $5,555,555 principal amount of junior convertible notes, gross purchase price $5,000,000
  - Effective: 2026-01-19
  source text: On January 19, 2026, Roadzen Inc. (the “Company”) entered into a securities purchase agreement (the “Securities Purchase Agreement”) with an institutional investor (the “Investor”) under which the Company agreed to issue and sell, in a registered public offering, junior convertible notes (each, a “Note” and collectively, the “Notes”) for up to an aggregate principal amount of $5,555,555 (the “Notes”) that may be convertible into the Company’s ordinary shares, par value of $0.0001 per share (the “Ordinary Shares”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1868640/000149315226002775/0001493152-26-002775-index.htm
- Material Agreements
  Roadzen Inc. amended Amendment to Securities Purchase Agreement and Junior Convertible Note with Institutional Investor valued at Amends certain terms of junior convertible notes issued in November 2025 to add cross-default provis (effective 2026-01-20).
  - Action: amendment
  - Agreement: notes offering
  - Counterparty: Institutional Investor
  - Value: Amends certain terms of junior convertible notes issued in November 2025 to add cross-default provis
  - Effective: 2026-01-20
  source text: On January 20, 2026, the Company and the Investor entered into an Amendment to Securities Purchase Agreement and Junior Convertible Note (the “Amendment”), which amended certain of the terms of the junior convertible notes issued to the Investor in November 2025 (the “November Notes”) pursuant to the terms of that certain Securities Purchase Agreement dated as of November 20, 2025, as described in the Current Report on Form 8-K filed by the Company on November 20, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1868640/000149315226002775/0001493152-26-002775-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.