secwatch.observer — SEC 8-K summary
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Issuer:     California BanCorp \ CA (BCAL)
CIK:        0001795815
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001493152-26-003886
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

California BanCorp reports Q4 net income $16.4M ($0.50/diluted EPS); full-year $63.1M
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- Q4 net income $16.4M vs $15.7M Q3; diluted EPS $0.50 vs $0.48; NIM 4.44% vs 4.52%.
- Full-year net income $63.1M ($1.93/diluted) vs $5.4M ($0.22) in 2024, reflecting merger integration.
- Reversal of provision for credit losses of $4.4M in Q4; ACL ratio 1.20% of loans.
- Total loans increased $62M to $3.06B; nonperforming assets 0.40% of total assets.
- Declared $0.10/share quarterly dividend; repurchased 122,428 shares at avg $16.37 in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1795815/000149315226003886/0001493152-26-003886-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1795815/000149315226003886/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-26-003886

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