{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-004018","form_type":"8-K","ticker":"LARK","cik":"0001141688","company_name":"LANDMARK BANCORP INC","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.615676+00:00","generated_at":"2026-05-16T06:53:39.920464+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Landmark Bancorp Q4 net income $4.7M ($0.77 EPS); full-year earnings up 44.4% to $18.8M","bullets":["Diluted EPS Q4 2025 $0.77 vs $0.54 YoY; full-year EPS $3.07 vs $2.15 in 2024.","Net earnings for 2025 totaled $18.8M, up 44.4% from $13.0M in 2024.","Net interest margin improved to 3.86% for 2025 vs 3.28% in 2024; Q4 NIM 4.03%.","Board declared quarterly cash dividend of $0.21 per share, payable Feb 26 to holders of record Feb 12.","Average loan growth of 11.5% YoY; year-end deposits grew $60.1M (4.5%); non-performing loans down 23.8%."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-004018","json":"https://secwatch.observer/filing/0001493152-26-004018.json","markdown":"https://secwatch.observer/filing/0001493152-26-004018.md","text":"https://secwatch.observer/filing/0001493152-26-004018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1141688/000149315226004018/0001493152-26-004018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1141688/000149315226004018/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:53:39.920464+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}