---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-004018"
form_type: "8-K"
ticker: "LARK"
cik: "0001141688"
company_name: "LANDMARK BANCORP INC"
filed_at: "2026-01-28T23:59:59+00:00"
generated_at: "2026-05-16T06:53:39.920464+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Landmark Bancorp Q4 net income $4.7M ($0.77 EPS); full-year earnings up 44.4% to $18.8M

## Summary
- Diluted EPS Q4 2025 $0.77 vs $0.54 YoY; full-year EPS $3.07 vs $2.15 in 2024.
- Net earnings for 2025 totaled $18.8M, up 44.4% from $13.0M in 2024.
- Net interest margin improved to 3.86% for 2025 vs 3.28% in 2024; Q4 NIM 4.03%.
- Board declared quarterly cash dividend of $0.21 per share, payable Feb 26 to holders of record Feb 12.
- Average loan growth of 11.5% YoY; year-end deposits grew $60.1M (4.5%); non-performing loans down 23.8%.

## SEC filing metadata
- accession: 0001493152-26-004018
- form_type: 8-K
- ticker: LARK
- cik: 0001141688
- company_name: LANDMARK BANCORP INC
- filed_at: 2026-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141688/000149315226004018/0001493152-26-004018-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141688/000149315226004018/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-004018
- JSON: https://secwatch.observer/filing/0001493152-26-004018.json
- Plain text: https://secwatch.observer/filing/0001493152-26-004018.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.