secwatch.observer — SEC 8-K summary ====================================== Issuer: LANDMARK BANCORP INC (LARK) CIK: 0001141688 Form: 8-K Filed at: 2026-01-28T23:59:59+00:00 Accession: 0001493152-26-004018 Event type: earnings Sentiment: positive Materiality: 0.75 Item codes: 2.02, 8.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Landmark Bancorp Q4 net income $4.7M ($0.77 EPS); full-year earnings up 44.4% to $18.8M -------------------------------------------------------------------------------- - Diluted EPS Q4 2025 $0.77 vs $0.54 YoY; full-year EPS $3.07 vs $2.15 in 2024. - Net earnings for 2025 totaled $18.8M, up 44.4% from $13.0M in 2024. - Net interest margin improved to 3.86% for 2025 vs 3.28% in 2024; Q4 NIM 4.03%. - Board declared quarterly cash dividend of $0.21 per share, payable Feb 26 to holders of record Feb 12. - Average loan growth of 11.5% YoY; year-end deposits grew $60.1M (4.5%); non-performing loans down 23.8%. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1141688/000149315226004018/0001493152-26-004018-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1141688/000149315226004018/form8-k.htm HTML page: https://secwatch.observer/filing/0001493152-26-004018 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer