---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-004525"
form_type: "8-K"
ticker: "ARAI"
cik: "0001818274"
company_name: "Arrive AI Inc."
filed_at: "2026-01-30T23:59:59+00:00"
generated_at: "2026-05-16T06:03:16.941053+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Arrive AI enters $10M convertible note with Streeterville Capital at 8% interest

## Summary
- Principal $10.8M including $800K OID; proceeds $10M; interest 8% compounded daily.
- Conversion price at lesser of listing reference price or 90% of 10-day VWAP, floor $0.25.
- Monthly cash payments of $1.375M upon trigger events including VWAP below $0.25 for 5 days.
- Side letter requires registration statement covering 10M shares by Feb 9, 2026.
- Maxim Group receives 4% placement fee on gross proceeds.

## SEC filing metadata
- accession: 0001493152-26-004525
- form_type: 8-K
- ticker: ARAI
- cik: 0001818274
- company_name: Arrive AI Inc.
- filed_at: 2026-01-30T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818274/000149315226004525/0001493152-26-004525-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818274/000149315226004525/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-004525
- JSON: https://secwatch.observer/filing/0001493152-26-004525.json
- Plain text: https://secwatch.observer/filing/0001493152-26-004525.txt

## Key facts
- Equity Issuances
  Arrive AI Inc. issued common stock to Streeterville Capital, LLC for $10,000,000 to the Company.
  - Security: common stock
  - Purchaser: Streeterville Capital, LLC
  - Consideration: $10,000,000 to the Company
  source text: Under the Pre-Paid Purchase No. 4, the Investor paid $10,000,000 to the Company, representing the purchase price for an unsecured promissory note with an original principal balance of $10,800,000, which included an $800,000 original issue discount.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1818274/000149315226004525/0001493152-26-004525-index.htm
- Material Agreements
  Arrive AI Inc. entered into Side Letter Agreement with Streeterville Capital, LLC valued at Company agreed to file registration statement on Form S-1 registering at least 10,000,000 Purchase S (effective 2026-01-26).
  - Action: entry
  - Counterparty: Streeterville Capital, LLC
  - Value: Company agreed to file registration statement on Form S-1 registering at least 10,000,000 Purchase S
  - Effective: 2026-01-26
  source text: On January 26, 2026, the Company entered into a Side Letter Agreement with Streeterville (the “Side Letter Agreement”) whereby the Company agreed to file a registration statement on Form S-1 that registers at least 10,000,000 Purchase Shares (as defined in the Streeterville Purchase Agreement) by February 9, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1818274/000149315226004525/0001493152-26-004525-index.htm
- Material Agreements
  Arrive AI Inc. entered into Pre-Paid Purchase No. 4 with Streeterville Capital, LLC valued at $10,800,000 principal balance (effective 2026-01-26).
  - Action: entry
  - Agreement: equity purchase
  - Counterparty: Streeterville Capital, LLC
  - Value: $10,800,000 principal balance
  - Effective: 2026-01-26
  source text: Under the Pre-Paid Purchase No. 4, the Investor paid $10,000,000 to the Company, representing the purchase price for an unsecured promissory note with an original principal balance of $10,800,000, which included an $800,000 original issue discount.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1818274/000149315226004525/0001493152-26-004525-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.