---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-004528"
form_type: "8-K"
ticker: "BACK"
cik: "0001729944"
company_name: "IMAC Holdings, Inc."
filed_at: "2026-01-30T23:59:59+00:00"
generated_at: "2026-05-16T06:00:39.396264+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# IMAC Holdings issues $222,600 secured promissory note at $159,000 purchase price, due Jan 31, 2026

## Summary
- Issued secured promissory note on Jan 29, 2026 for aggregate principal $222,600; purchase price $159,000.
- Note matures on January 31, 2026; prepayable at any time without penalty.
- Note includes customary representations, warranties, and events of default including bankruptcy/insolvency.
- Financing reflects significant discount of $63,600 (28.6% of principal) for a two-day term.

## SEC filing metadata
- accession: 0001493152-26-004528
- form_type: 8-K
- ticker: BACK
- cik: 0001729944
- company_name: IMAC Holdings, Inc.
- filed_at: 2026-01-30T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1729944/000149315226004528/0001493152-26-004528-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1729944/000149315226004528/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-004528
- JSON: https://secwatch.observer/filing/0001493152-26-004528.json
- Plain text: https://secwatch.observer/filing/0001493152-26-004528.txt

## Key facts
- Debt Financings
  IMAC Holdings, Inc. incurred loan of $222,600 maturing January 31, 2026.
  - Instrument: loan
  - Principal: $222,600
  - Maturity: January 31, 2026
  - Event: incurrence
  source text: On January 29, 2026, IMAC Holdings, Inc. (the “Company”) issued a promissory note (the “Note”) to a certain lender (the “Lender”) in the aggregate principal amount of $222,600 for an aggregate purchase price from the Lenders of $159,000.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1729944/000149315226004528/0001493152-26-004528-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.