secwatch.observer — SEC 8-K summary
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Issuer:     SHF Holdings, Inc. (SHFS)
CIK:        0001854963
Form:       8-K
Filed at:   2026-02-09T23:59:59+00:00
Accession:  0001493152-26-005705
Event type: other_material
Sentiment:  positive
Materiality: 0.75
Item codes: 1.01, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Safe Harbor Financial extends PCCU alliance; expects $9M revenue boost through 2031
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- Amended Commercial Alliance Agreement extends term through Dec 2031, with automatic two-year renewals.
- Safe Harbor receives up to 65% of loan interest income (was ~37%), driving ~$9M incremental revenue over term.
- Asset hosting fee cut ~23% ($250K/yr), yielding $1.5M total cost savings over 6.25-year term.
- Retroactive payment of ~$400K from PCCU effective Oct 1, 2025.
- No loan defaults to date; Safe Harbor indemnifies up to 65% of net losses on defaulted loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1854963/000149315226005705/0001493152-26-005705-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1854963/000149315226005705/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-26-005705

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