{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-006658","form_type":"8-K","ticker":"FIGR","cik":"0002064124","company_name":"Figure Technology Solutions, Inc.","filed_at":"2026-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.140749+00:00","generated_at":"2026-05-16T02:51:03.900369+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Figure Q4 2025 preliminary: CLM volume up 131% YoY, Adj. EBITDA $80-83M","bullets":["Consumer Loan Marketplace volume $2.7B in Q4 (+131% YoY); full-year $8.4B (+63% YoY).","Q4 net revenue $158-162M; GAAP net income $12.5-13.5M.","Adjusted EBITDA $80-83M (49.8-53.4% margin); full-year Adj. EBITDA $249-252M.","Full-year GAAP net income $131.5-132.5M; adjusted net revenue $512.5-517.5M.","CEO cites triple-digit growth, expanding blockchain ecosystem; webcast Feb 26, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-006658","json":"https://secwatch.observer/filing/0001493152-26-006658.json","markdown":"https://secwatch.observer/filing/0001493152-26-006658.md","text":"https://secwatch.observer/filing/0001493152-26-006658.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2064124/000149315226006658/0001493152-26-006658-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2064124/000149315226006658/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:51:03.900369+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}