---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-006658"
form_type: "8-K"
ticker: "FIGR"
cik: "0002064124"
company_name: "Figure Technology Solutions, Inc."
filed_at: "2026-02-13T23:59:59+00:00"
generated_at: "2026-05-16T02:51:03.900369+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Figure Q4 2025 preliminary: CLM volume up 131% YoY, Adj. EBITDA $80-83M

## Summary
- Consumer Loan Marketplace volume $2.7B in Q4 (+131% YoY); full-year $8.4B (+63% YoY).
- Q4 net revenue $158-162M; GAAP net income $12.5-13.5M.
- Adjusted EBITDA $80-83M (49.8-53.4% margin); full-year Adj. EBITDA $249-252M.
- Full-year GAAP net income $131.5-132.5M; adjusted net revenue $512.5-517.5M.
- CEO cites triple-digit growth, expanding blockchain ecosystem; webcast Feb 26, 2026.

## SEC filing metadata
- accession: 0001493152-26-006658
- form_type: 8-K
- ticker: FIGR
- cik: 0002064124
- company_name: Figure Technology Solutions, Inc.
- filed_at: 2026-02-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2064124/000149315226006658/0001493152-26-006658-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2064124/000149315226006658/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-006658
- JSON: https://secwatch.observer/filing/0001493152-26-006658.json
- Plain text: https://secwatch.observer/filing/0001493152-26-006658.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.