secwatch.observer — SEC 8-K summary
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Issuer:     Figure Technology Solutions, Inc. (FIGR)
CIK:        0002064124
Form:       8-K
Filed at:   2026-02-13T23:59:59+00:00
Accession:  0001493152-26-006658
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Figure Q4 2025 preliminary: CLM volume up 131% YoY, Adj. EBITDA $80-83M
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- Consumer Loan Marketplace volume $2.7B in Q4 (+131% YoY); full-year $8.4B (+63% YoY).
- Q4 net revenue $158-162M; GAAP net income $12.5-13.5M.
- Adjusted EBITDA $80-83M (49.8-53.4% margin); full-year Adj. EBITDA $249-252M.
- Full-year GAAP net income $131.5-132.5M; adjusted net revenue $512.5-517.5M.
- CEO cites triple-digit growth, expanding blockchain ecosystem; webcast Feb 26, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2064124/000149315226006658/0001493152-26-006658-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2064124/000149315226006658/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-26-006658

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer