---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-006760"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2026-02-13T23:59:59+00:00"
generated_at: "2026-05-16T02:46:48.527394+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re borrows $1M at 16% rate, secures with all assets via 6-month note

## Summary
- $1M principal borrowed from Real World Digital Assets LLC; 6-month maturity through Aug 14, 2026.
- Interest rate 16% per annum; 36% default rate after 180 days post-event of default.
- Loan secured by substantially all company assets via Security Agreement dated Feb 11, 2026.
- Proceeds used for working capital and general corporate purposes; prepayment allowed without penalty.
- Obligations not subordinated; default triggers include payment failure, insolvency, asset sale.

## SEC filing metadata
- accession: 0001493152-26-006760
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2026-02-13T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000149315226006760/0001493152-26-006760-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000149315226006760/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-006760
- JSON: https://secwatch.observer/filing/0001493152-26-006760.json
- Plain text: https://secwatch.observer/filing/0001493152-26-006760.txt

## Key facts
- Debt Financings
  OXBRIDGE RE HOLDINGS Ltd incurred loan of $1,000,000 with Real World Digital Assets LLC at 16% per annum maturing 6-month maturity, with the outstanding principal and interest due and payable on August 14, 2026.
  - Instrument: loan
  - Principal: $1,000,000
  - Counterparty: Real World Digital Assets LLC
  - Rate: 16% per annum
  - Maturity: 6-month maturity, with the outstanding principal and interest due and payable on August 14, 2026
  - Event: incurrence
  source text: the Company borrowed $1,000,000 in principal amount. The Note has a 6-month maturity, with the outstanding principal and interest due and payable on August 14, 2026, unless repaid earlier. The Note bears interest at a rate of 16% per annum
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584831/000149315226006760/0001493152-26-006760-index.htm
- Material Agreements
  OXBRIDGE RE HOLDINGS Ltd entered into Promissory Note with Real World Digital Assets LLC valued at $1,000,000 (effective 2026-02-11).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Real World Digital Assets LLC
  - Value: $1,000,000
  - Effective: 2026-02-11
  source text: On February 11, 2026, Oxbridge Re Holdings Limited (the “Company”) entered into a Promissory Note (the “Note”) with Real World Digital Assets LLC (the “Lender”), pursuant to which the Company borrowed $1,000,000 in principal amount.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584831/000149315226006760/0001493152-26-006760-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.