secwatch.observer — SEC 8-K summary
======================================

Issuer:     OXBRIDGE RE HOLDINGS Ltd (OXBR)
CIK:        0001584831
Form:       8-K
Filed at:   2026-02-13T23:59:59+00:00
Accession:  0001493152-26-006760
Event type: debt
Sentiment:  neutral
Materiality: 0.70
Item codes: 1.01, 2.03, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Oxbridge Re borrows $1M at 16% rate, secures with all assets via 6-month note
-----------------------------------------------------------------------------

- $1M principal borrowed from Real World Digital Assets LLC; 6-month maturity through Aug 14, 2026.
- Interest rate 16% per annum; 36% default rate after 180 days post-event of default.
- Loan secured by substantially all company assets via Security Agreement dated Feb 11, 2026.
- Proceeds used for working capital and general corporate purposes; prepayment allowed without penalty.
- Obligations not subordinated; default triggers include payment failure, insolvency, asset sale.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1584831/000149315226006760/0001493152-26-006760-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1584831/000149315226006760/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-26-006760

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer