---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-007267"
form_type: "8-K"
ticker: "BACK"
cik: "0001729944"
company_name: "IMAC Holdings, Inc."
filed_at: "2026-02-18T23:59:59+00:00"
generated_at: "2026-05-16T02:07:50.569493+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# IMAC Holdings issues $210K secured promissory note at $150K purchase price

## Summary
- Note principal $210,000; proceeds $150,000; effective discount $60,000.
- Note is secured, matures on demand without written prepayment penalty.
- Customary representations, warranties, defaults including bankruptcy events.
- Funds obtained from a single lender; no stated use of proceeds.

## SEC filing metadata
- accession: 0001493152-26-007267
- form_type: 8-K
- ticker: BACK
- cik: 0001729944
- company_name: IMAC Holdings, Inc.
- filed_at: 2026-02-18T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1729944/000149315226007267/0001493152-26-007267-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1729944/000149315226007267/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-007267
- JSON: https://secwatch.observer/filing/0001493152-26-007267.json
- Plain text: https://secwatch.observer/filing/0001493152-26-007267.txt

## Key facts
- Debt Financings
  IMAC Holdings, Inc. incurred loan of $210,000 with a certain lender maturing the date the Holder demands payment in writing.
  - Instrument: loan
  - Principal: $210,000
  - Counterparty: a certain lender
  - Maturity: the date the Holder demands payment in writing
  - Event: incurrence
  source text: On February 12, 2026, IMAC Holdings, Inc. (the “Company”) issued a promissory note (the “Note”) to a certain lender (the “Lender”) in the aggregate principal amount of $210,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1729944/000149315226007267/0001493152-26-007267-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.