---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-008322"
form_type: "8-K"
ticker: "BACK"
cik: "0001729944"
company_name: "IMAC Holdings, Inc."
filed_at: "2026-02-27T23:59:59+00:00"
generated_at: "2026-05-15T23:06:55.238372+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# IMAC Holdings issues $175K secured demand promissory note at $125K purchase price

## Summary
- Principal amount $175,000; purchased at $125,000, implying a $50,000 OID.
- Note is secured and matures on demand; borrower may prepay without penalty.
- Proceeds not specified; note includes customary events of default (including bankruptcy).
- Terms incorporated by reference from prior 8-K filed Feb 18, 2025.

## SEC filing metadata
- accession: 0001493152-26-008322
- form_type: 8-K
- ticker: BACK
- cik: 0001729944
- company_name: IMAC Holdings, Inc.
- filed_at: 2026-02-27T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1729944/000149315226008322/0001493152-26-008322-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1729944/000149315226008322/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-008322
- JSON: https://secwatch.observer/filing/0001493152-26-008322.json
- Plain text: https://secwatch.observer/filing/0001493152-26-008322.txt

## Key facts
- Debt Financings
  IMAC Holdings, Inc. incurred loan of $175,000 with a certain lender maturing the date the Holder demands payment in writing.
  - Instrument: loan
  - Principal: $175,000
  - Counterparty: a certain lender
  - Maturity: the date the Holder demands payment in writing
  - Event: incurrence
  source text: On February 26, 2026, IMAC Holdings, Inc. (the “Company”) issued a promissory note (the “Note”) to a certain lender (the “Lender”) in the aggregate principal amount of $175,000 for an aggregate purchase price from the Lenders of $125,000.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1729944/000149315226008322/0001493152-26-008322-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.