---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-008653"
form_type: "8-K"
ticker: "SHFS"
cik: "0001854963"
company_name: "SHF Holdings, Inc."
filed_at: "2026-03-03T23:59:59+00:00"
generated_at: "2026-05-15T22:20:16.892511+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# SHF Holdings reports 29% YoY growth in emerging market deposits; total deposits up 4.5%

## Summary
- Emerging US market average deposit balances increased 29% YoY for 12 months ended Feb 4, 2026.
- Total average deposit balances rose 4.5% over the same period; emerging markets now 31% of total.
- Growth includes over 100 new customer depository accounts, driven by states like NY, NJ, IL, FL, OH, KY.
- Strategic focus on three categories: new licensing states, adult-use expansion, and operator footprint scaling.

## SEC filing metadata
- accession: 0001493152-26-008653
- form_type: 8-K
- ticker: SHFS
- cik: 0001854963
- company_name: SHF Holdings, Inc.
- filed_at: 2026-03-03T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1854963/000149315226008653/0001493152-26-008653-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1854963/000149315226008653/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-008653
- JSON: https://secwatch.observer/filing/0001493152-26-008653.json
- Plain text: https://secwatch.observer/filing/0001493152-26-008653.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.