{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-013607","form_type":"8-K","ticker":"OXBR","cik":"0001584831","company_name":"OXBRIDGE RE HOLDINGS Ltd","filed_at":"2026-03-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.541891+00:00","generated_at":"2026-05-15T08:23:24.110077+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Oxbridge Re Q4 net income $120K, full-year loss narrows; token returns beat targets","bullets":["Q4 2025 net income $120K ($0.02/share) vs net loss $460K ($0.05 loss/share) year ago.","Full-year 2025 net loss $2.08M ($0.28 loss/share) vs $2.73M ($0.45 loss/share) in 2024.","Expense ratio surged to 144.2% from 94.3%; combined ratio 264.1% due to Hurricane Milton losses.","SurancePlus Balanced Yield Token tracking 25% (target 20%); High Yield Token on track for 42%.","Cash and restricted cash $6.98M; platform expanded via Solana and LayerZero partnerships."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-013607","json":"https://secwatch.observer/filing/0001493152-26-013607.json","markdown":"https://secwatch.observer/filing/0001493152-26-013607.md","text":"https://secwatch.observer/filing/0001493152-26-013607.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/0001493152-26-013607-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T08:23:24.110077+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"690967affa0e4365fd34ffaf33163ce2a98071d3","claim":"OXBRIDGE RE HOLDINGS Ltd reported the three months and year ended December 31, 2025 results: net income Net income for the quarter ended December 31, 2025 was $120,000, or $0.02 basic and diluted income per share; Net loss f.","evidence_excerpt":"On March 30, 2026, Oxbridge Re Holdings Limited issued a press release announcing its financial results for the quarter and year ended December 31, 2025.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/0001493152-26-013607-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months and year ended December 31, 2025"},{"label":"Net income","value":"Net income for the quarter ended December 31, 2025 was $120,000, or $0.02 basic and diluted income per share; Net loss f"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}