---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-013607"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2026-03-30T23:59:59+00:00"
generated_at: "2026-05-15T08:23:24.110077+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re Q4 net income $120K, full-year loss narrows; token returns beat targets

## Summary
- Q4 2025 net income $120K ($0.02/share) vs net loss $460K ($0.05 loss/share) year ago.
- Full-year 2025 net loss $2.08M ($0.28 loss/share) vs $2.73M ($0.45 loss/share) in 2024.
- Expense ratio surged to 144.2% from 94.3%; combined ratio 264.1% due to Hurricane Milton losses.
- SurancePlus Balanced Yield Token tracking 25% (target 20%); High Yield Token on track for 42%.
- Cash and restricted cash $6.98M; platform expanded via Solana and LayerZero partnerships.

## SEC filing metadata
- accession: 0001493152-26-013607
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2026-03-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/0001493152-26-013607-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-013607
- JSON: https://secwatch.observer/filing/0001493152-26-013607.json
- Plain text: https://secwatch.observer/filing/0001493152-26-013607.txt

## Key facts
- Earnings Releases
  OXBRIDGE RE HOLDINGS Ltd reported the three months and year ended December 31, 2025 results: net income Net income for the quarter ended December 31, 2025 was $120,000, or $0.02 basic and diluted income per share; Net loss f.
  - Period: the three months and year ended December 31, 2025
  - Net income: Net income for the quarter ended December 31, 2025 was $120,000, or $0.02 basic and diluted income per share; Net loss f
  - Result: reported results
  source text: On March 30, 2026, Oxbridge Re Holdings Limited issued a press release announcing its financial results for the quarter and year ended December 31, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/0001493152-26-013607-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.