secwatch.observer — SEC 8-K summary
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Issuer:     OXBRIDGE RE HOLDINGS Ltd (OXBR)
CIK:        0001584831
Form:       8-K
Filed at:   2026-03-30T23:59:59+00:00
Accession:  0001493152-26-013607
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Oxbridge Re Q4 net income $120K, full-year loss narrows; token returns beat targets
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- Q4 2025 net income $120K ($0.02/share) vs net loss $460K ($0.05 loss/share) year ago.
- Full-year 2025 net loss $2.08M ($0.28 loss/share) vs $2.73M ($0.45 loss/share) in 2024.
- Expense ratio surged to 144.2% from 94.3%; combined ratio 264.1% due to Hurricane Milton losses.
- SurancePlus Balanced Yield Token tracking 25% (target 20%); High Yield Token on track for 42%.
- Cash and restricted cash $6.98M; platform expanded via Solana and LayerZero partnerships.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/0001493152-26-013607-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1584831/000149315226013607/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-26-013607

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer