---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-015019"
form_type: "8-K"
ticker: "HCMC"
cik: "0000844856"
company_name: "Healthier Choices Management Corp."
filed_at: "2026-04-03T23:59:59+00:00"
generated_at: "2026-05-15T07:45:19.782801+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Healthier Choices secures up to $5M unsecured loan from Sabby at 12% interest

## Summary
- Borrowing capacity of up to $5M for working capital; initial draw of $500,000 on March 27, 2026.
- Interest rate of 12% per annum; maturity date of December 31, 2026, extendable at Lender's discretion.
- Loan is unsecured; no collateral granted to Lender.
- Proceeds solely for general working capital purposes.

## SEC filing metadata
- accession: 0001493152-26-015019
- form_type: 8-K
- ticker: HCMC
- cik: 0000844856
- company_name: Healthier Choices Management Corp.
- filed_at: 2026-04-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/844856/000149315226015019/0001493152-26-015019-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/844856/000149315226015019/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-015019
- JSON: https://secwatch.observer/filing/0001493152-26-015019.json
- Plain text: https://secwatch.observer/filing/0001493152-26-015019.txt

## Source-grounded claims
- claim_id: f98797419d3b902ddadb0fa55198a7707d69f737
  claim: Healthier Choices Management Corp. incurred credit facility of up to $5 million, with initial borrowing of $500,000 with Sabby Volatility Warrant Master Fund, Ltd. at 12% per annum maturing through December 31, 2026.
  evidence_excerpt: On March 27, 2026, Healthier Choices Management Corp. (the “Company”) entered into that certain Loan Agreement (the “Loan Agreement”) with Sabby Volatility Warrant Master Fund, Ltd. (the “Lender”). Pursuant to the Loan Agreement, the Company may borrow up to $5 million to be solely used for working capital purposes. The interest rate for amounts borrowed is 12% per annum. The term of the facility is through December 31, 2026. The debt obligations pursuant to the Loan Agreement are unsecured. On March 27, 2026, the Company borrowed an initial amount of $500,000 pursuant to the Loan Agreement.
  evidence_url: https://www.sec.gov/Archives/edgar/data/844856/000149315226015019/0001493152-26-015019-index.htm
- claim_id: c76689118da3ced0c639927590f14be359770f7e
  claim: Healthier Choices Management Corp. entered into Loan Agreement with Sabby Volatility Warrant Master Fund, Ltd. valued at $5 million (effective 2026-03-27).
  evidence_excerpt: On March 27, 2026, Healthier Choices Management Corp. (the “Company”) entered into that certain Loan Agreement (the “Loan Agreement”) with Sabby Volatility Warrant Master Fund, Ltd. (the “Lender”). Pursuant to the Loan Agreement, the Company may borrow up to $5 million to be solely used for working capital purposes.
  evidence_url: https://www.sec.gov/Archives/edgar/data/844856/000149315226015019/0001493152-26-015019-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.