{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-019246","form_type":"8-K","ticker":"BCAL","cik":"0001795815","company_name":"California BanCorp \\ CA","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.922776+00:00","generated_at":"2026-05-15T03:01:40.535801+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"California BanCorp Q1 net income $13.8M ($0.42 EPS); NPAs rise to 0.97%","bullets":["Net income $13.8M ($0.42 diluted) vs $16.4M ($0.50) in Q4 2025 and $16.9M ($0.52) in Q1 2025.","Net interest margin improved to 4.47% from 4.44% prior quarter; cost of deposits fell to 1.29%.","Nonperforming assets increased to $39.2M (0.97% of assets) from $16.1M (0.40%) at Dec 31, 2025.","Loans held for investment decreased $61.1M to $2.97B; deposits grew $22.9M to $3.39B.","Repurchased 409,915 shares at avg $18.08 for $7.4M; dividend $0.10 per share declared."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-019246","json":"https://secwatch.observer/filing/0001493152-26-019246.json","markdown":"https://secwatch.observer/filing/0001493152-26-019246.md","text":"https://secwatch.observer/filing/0001493152-26-019246.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1795815/000149315226019246/0001493152-26-019246-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1795815/000149315226019246/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:01:40.535801+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"edeb4b2b8d8dedb2eddbd623756cc7bd70eac7aa","claim":"California BanCorp \\ CA reported first quarter of 2026 results: net income $13.8 million, EPS $0.42 per diluted share.","evidence_excerpt":"The Company reported net income of $13.8 million, or $0.42 per diluted share, for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1795815/000149315226019246/0001493152-26-019246-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$13.8 million"},{"label":"EPS","value":"$0.42 per diluted share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}