---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-022240"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2026-05-11T20:24:22+00:00"
generated_at: "2026-05-11T20:25:55.631220+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re Q1 net income $22k; tokenized reinsurance tokens target 25% and 42% returns

## Summary
- Net income of $22k (vs loss of $139k YoY); net premiums earned $555k, down from $595k.
- Cash & restricted cash $8.19M as of Mar 31, 2026, up from $6.98M at Dec 31, 2025.
- Balanced Yield Token (EtaCat Re) now expected 25% return; High Yield Token (ZetaCat Re) on track for 42%.
- Expanding SurancePlus ecosystem via Solana, Alphaledger, LayerZero; exploring tokenized data center & AI infrastructure.
- Combined ratio increased to 105% from 95.8% on higher professional costs for web3 marketing and operations.

## SEC filing metadata
- accession: 0001493152-26-022240
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2026-05-11T20:24:22+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000149315226022240/0001493152-26-022240-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000149315226022240/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-022240
- JSON: https://secwatch.observer/filing/0001493152-26-022240.json
- Plain text: https://secwatch.observer/filing/0001493152-26-022240.txt

## Key facts
- Earnings Releases
  OXBRIDGE RE HOLDINGS Ltd reported the three months ended March 31, 2026 results: revenue Net premiums earned [...] $555,000, net income $22,000, EPS $0 basic and diluted income per share.
  - Period: the three months ended March 31, 2026
  - Revenue: Net premiums earned [...] $555,000
  - Net income: $22,000
  - EPS: $0 basic and diluted income per share
  - Result: reported results
  source text: Net premiums earned for the three months ended March 31, 2026 decreased to $555,000 from $595,000 for the quarter ended March 31, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584831/000149315226022240/0001493152-26-022240-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.