{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-031541","form_type":"8-K","ticker":"NTRP","cik":"0000788611","company_name":"NextTrip, Inc.","filed_at":"2026-07-01T20:05:18+00:00","discovered_at":"2026-07-01T20:06:00.311676+00:00","generated_at":"2026-07-01T20:06:51.953609+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"NextTrip borrows $250K in short-term loans from director's trust; total Monaco Loans $950K","bullets":["Borrowed $150K on June 25 and $100K on June 30 from The Donald P. Monaco Insurance Trust (related party).","Total principal balance of Monaco Loans (series since March 25, 2026) is $950,000 as of filing.","Interest at 7.5% simple per annum; maturity extended to July 15, 2026.","Loans approved by Board and Audit Committee."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-031541","json":"https://secwatch.observer/filing/0001493152-26-031541.json","markdown":"https://secwatch.observer/filing/0001493152-26-031541.md","text":"https://secwatch.observer/filing/0001493152-26-031541.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/788611/000149315226031541/0001493152-26-031541-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/788611/000149315226031541/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-01T20:06:51.953609+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}