{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-033931","form_type":"8-K","ticker":"OPXS","cik":"0001397016","company_name":"Optex Systems Holdings Inc","filed_at":"2026-07-20T21:02:16+00:00","discovered_at":"2026-07-20T21:04:00.311492+00:00","generated_at":"2026-07-20T21:04:06.004911+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Optex Systems enters $2.1M equipment financing with Texas Capital Bank; receives $246,783 interim loan","bullets":["Interim loan of $246,783 for first installment of ~$2.1M high vacuum coating system; interest at SOFR + 2.75%.","Loan secured by coating system; must be converted to term loan or repaid by Jan 10, 2027.","Master agreement includes fixed charge coverage ratio of 1.25:1 and total leverage ratio of 3.00:1.","Company expects to finance remaining installments under master agreement, but bank not obligated.","Cross-default and cross-collateralization provisions apply."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-033931","json":"https://secwatch.observer/filing/0001493152-26-033931.json","markdown":"https://secwatch.observer/filing/0001493152-26-033931.md","text":"https://secwatch.observer/filing/0001493152-26-033931.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1397016/000149315226033931/0001493152-26-033931-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1397016/000149315226033931/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-20T21:04:06.004911+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}