---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-033931"
form_type: "8-K"
ticker: "OPXS"
cik: "0001397016"
company_name: "Optex Systems Holdings Inc"
filed_at: "2026-07-20T21:02:16+00:00"
generated_at: "2026-07-20T21:04:06.004911+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Optex Systems enters $2.1M equipment financing with Texas Capital Bank; receives $246,783 interim loan

## Summary
- Interim loan of $246,783 for first installment of ~$2.1M high vacuum coating system; interest at SOFR + 2.75%.
- Loan secured by coating system; must be converted to term loan or repaid by Jan 10, 2027.
- Master agreement includes fixed charge coverage ratio of 1.25:1 and total leverage ratio of 3.00:1.
- Company expects to finance remaining installments under master agreement, but bank not obligated.
- Cross-default and cross-collateralization provisions apply.

## SEC filing metadata
- accession: 0001493152-26-033931
- form_type: 8-K
- ticker: OPXS
- cik: 0001397016
- company_name: Optex Systems Holdings Inc
- filed_at: 2026-07-20T21:02:16+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1397016/000149315226033931/0001493152-26-033931-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1397016/000149315226033931/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-033931
- JSON: https://secwatch.observer/filing/0001493152-26-033931.json
- Plain text: https://secwatch.observer/filing/0001493152-26-033931.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.