---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-034606"
form_type: "8-K/A"
ticker: "CCLD"
cik: "0001582982"
company_name: "CareCloud, Inc."
filed_at: "2026-07-24T21:00:46+00:00"
generated_at: "2026-07-24T21:02:12.771213+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# CareCloud executive chairman pledges 4.3M shares as collateral; receives warrant for same number at $5.00

## Summary
- Mahmud Haq and two trusts pledged 4,300,000 shares of CCLD common stock to Citizens Bank as additional collateral for $40M term loan and $10M revolver.
- In consideration, CareCloud issued Haq a 5-year warrant for 4,300,000 shares at $5.00 strike, vesting monthly over 12 months.
- Pledge remains until later of 2 years from closing or when consolidated leverage ratio ≤1.25x; terminates upon full repayment.
- Control Agreement allows Citizens to take exclusive control of pledged accounts after an event of default and 15-business-day cure period.

## SEC filing metadata
- accession: 0001493152-26-034606
- form_type: 8-K/A
- ticker: CCLD
- cik: 0001582982
- company_name: CareCloud, Inc.
- filed_at: 2026-07-24T21:00:46+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 9.01, 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1582982/000149315226034606/0001493152-26-034606-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1582982/000149315226034606/form8-ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-034606
- JSON: https://secwatch.observer/filing/0001493152-26-034606.json
- Plain text: https://secwatch.observer/filing/0001493152-26-034606.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.