{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-034705","form_type":"8-K","ticker":"BCAL","cik":"0001795815","company_name":"California BanCorp \\ CA","filed_at":"2026-07-27T12:10:37+00:00","discovered_at":"2026-07-27T12:15:00.349432+00:00","generated_at":"2026-07-27T12:15:10.373300+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"California BanCorp Q2 net income $14.3M, EPS $0.44; dividend raised to $0.12","bullets":["Net income $14.3M ($0.44 diluted EPS) vs $13.8M ($0.42) in Q1 2026 and $14.1M ($0.43) in Q2 2025.","Net interest margin expanded to 4.71% from 4.47% QoQ; total loans grew $113.7M to $3.11B.","Nonperforming assets fell 55% to $17.5M (0.44% of assets) from $39.2M (0.97%) at March 31.","Quarterly dividend increased $0.02 to $0.12 per share, payable Oct 15, 2026 to record Sep 21.","Company intends to redeem all $35M of 3.50% subordinated debt in Q3 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-034705","json":"https://secwatch.observer/filing/0001493152-26-034705.json","markdown":"https://secwatch.observer/filing/0001493152-26-034705.md","text":"https://secwatch.observer/filing/0001493152-26-034705.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1795815/000149315226034705/0001493152-26-034705-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1795815/000149315226034705/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-27T12:15:10.373300+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}