---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-034705"
form_type: "8-K"
ticker: "BCAL"
cik: "0001795815"
company_name: "California BanCorp \\ CA"
filed_at: "2026-07-27T12:10:37+00:00"
generated_at: "2026-07-27T12:15:10.373300+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# California BanCorp Q2 net income $14.3M, EPS $0.44; dividend raised to $0.12

## Summary
- Net income $14.3M ($0.44 diluted EPS) vs $13.8M ($0.42) in Q1 2026 and $14.1M ($0.43) in Q2 2025.
- Net interest margin expanded to 4.71% from 4.47% QoQ; total loans grew $113.7M to $3.11B.
- Nonperforming assets fell 55% to $17.5M (0.44% of assets) from $39.2M (0.97%) at March 31.
- Quarterly dividend increased $0.02 to $0.12 per share, payable Oct 15, 2026 to record Sep 21.
- Company intends to redeem all $35M of 3.50% subordinated debt in Q3 2026.

## SEC filing metadata
- accession: 0001493152-26-034705
- form_type: 8-K
- ticker: BCAL
- cik: 0001795815
- company_name: California BanCorp \ CA
- filed_at: 2026-07-27T12:10:37+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1795815/000149315226034705/0001493152-26-034705-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1795815/000149315226034705/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-034705
- JSON: https://secwatch.observer/filing/0001493152-26-034705.json
- Plain text: https://secwatch.observer/filing/0001493152-26-034705.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.