{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-036747","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2026-08-10T12:15:41+00:00","discovered_at":"2026-08-10T12:20:00.338570+00:00","generated_at":"2026-08-10T12:20:07.578006+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"SHF Holdings Q2 revenue up 4.8% to $1.9M; net loss widens to $1.5M","bullets":["Q2 revenue $1.9M, up 4.8% YoY; loan program income up 50.7% to $0.8M.","Net loss $1.5M vs $0.9M loss; EPS loss $0.36 vs $0.33; includes $1.0M non-cash deemed dividend.","Average deposit balances up 6.8% to $108.4M; trailing 14-day avg up 7.9% to $108.9M.","Cash $5.7M, equity $6.1M; operating loss $1.0M; total assets $14.2M.","Canopy HR endorsed retirement plan; Series B conversions simplified capital structure."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-036747","json":"https://secwatch.observer/filing/0001493152-26-036747.json","markdown":"https://secwatch.observer/filing/0001493152-26-036747.md","text":"https://secwatch.observer/filing/0001493152-26-036747.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315226036747/0001493152-26-036747-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315226036747/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-10T12:20:07.578006+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}