---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-036747"
form_type: "8-K"
ticker: "SHFS"
cik: "0001854963"
company_name: "SHF Holdings, Inc."
filed_at: "2026-08-10T12:15:41+00:00"
generated_at: "2026-08-10T12:20:07.578006+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# SHF Holdings Q2 revenue up 4.8% to $1.9M; net loss widens to $1.5M

## Summary
- Q2 revenue $1.9M, up 4.8% YoY; loan program income up 50.7% to $0.8M.
- Net loss $1.5M vs $0.9M loss; EPS loss $0.36 vs $0.33; includes $1.0M non-cash deemed dividend.
- Average deposit balances up 6.8% to $108.4M; trailing 14-day avg up 7.9% to $108.9M.
- Cash $5.7M, equity $6.1M; operating loss $1.0M; total assets $14.2M.
- Canopy HR endorsed retirement plan; Series B conversions simplified capital structure.

## SEC filing metadata
- accession: 0001493152-26-036747
- form_type: 8-K
- ticker: SHFS
- cik: 0001854963
- company_name: SHF Holdings, Inc.
- filed_at: 2026-08-10T12:15:41+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1854963/000149315226036747/0001493152-26-036747-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1854963/000149315226036747/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-036747
- JSON: https://secwatch.observer/filing/0001493152-26-036747.json
- Plain text: https://secwatch.observer/filing/0001493152-26-036747.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.