{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-037611","form_type":"8-K","ticker":"OPHC","cik":"0001288855","company_name":"OptimumBank Holdings, Inc.","filed_at":"2026-08-13T13:00:44+00:00","discovered_at":"2026-08-13T13:02:00.294027+00:00","generated_at":"2026-08-13T13:02:09.316963+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"medium","headline":"OptimumBank posts record Q2 earnings, tops $1.4B assets; CEO transition completed","bullets":["Record Q2 2026 earnings; total assets surpassed $1.4B for first time in company history.","Moishe Gubin assumed CEO role in May; Braden Smith joined as President.","Exchanged all Series B and C Convertible Preferred Stock into non-voting common stock.","OptimumFinance completed first transaction; OptimumFunding formed to broaden lending.","S&P Global ranked OptimumBank 49th best community bank; Compass Point upgraded to Buy."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-037611","json":"https://secwatch.observer/filing/0001493152-26-037611.json","markdown":"https://secwatch.observer/filing/0001493152-26-037611.md","text":"https://secwatch.observer/filing/0001493152-26-037611.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1288855/000149315226037611/0001493152-26-037611-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1288855/000149315226037611/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-13T13:02:09.316963+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}