---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-037611"
form_type: "8-K"
ticker: "OPHC"
cik: "0001288855"
company_name: "OptimumBank Holdings, Inc."
filed_at: "2026-08-13T13:00:44+00:00"
generated_at: "2026-08-13T13:02:09.316963+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "medium"
source: SEC EDGAR
---

# OptimumBank posts record Q2 earnings, tops $1.4B assets; CEO transition completed

## Summary
- Record Q2 2026 earnings; total assets surpassed $1.4B for first time in company history.
- Moishe Gubin assumed CEO role in May; Braden Smith joined as President.
- Exchanged all Series B and C Convertible Preferred Stock into non-voting common stock.
- OptimumFinance completed first transaction; OptimumFunding formed to broaden lending.
- S&P Global ranked OptimumBank 49th best community bank; Compass Point upgraded to Buy.

## SEC filing metadata
- accession: 0001493152-26-037611
- form_type: 8-K
- ticker: OPHC
- cik: 0001288855
- company_name: OptimumBank Holdings, Inc.
- filed_at: 2026-08-13T13:00:44+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1288855/000149315226037611/0001493152-26-037611-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1288855/000149315226037611/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-037611
- JSON: https://secwatch.observer/filing/0001493152-26-037611.json
- Plain text: https://secwatch.observer/filing/0001493152-26-037611.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.