---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-039692"
form_type: "8-K"
ticker: "NIMU"
cik: "0000720762"
company_name: "NON INVASIVE MONITORING SYSTEMS INC /FL/"
filed_at: "2026-08-21T20:30:26+00:00"
generated_at: "2026-08-21T20:33:25.369666+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# NIMS guarantees $1M Gravitics bridge loan with 50% OID, effective upon RTO closing

## Summary
- Gravitics Inc. borrowed $1,000,000 from BZH SPO LLC on Aug 17, 2026; loan funded Aug 18, 2026.
- Note matures 60 days after funding; 4% interest per 30-day period plus 50% original issue discount per 30-day period.
- NIMS unconditionally guarantees and assumes Gravitics' loan obligations jointly and severally, effective only upon RTO/merger closing.
- Loan proceeds for working capital pending offering; mandatory prepayment from offering or customer-contract proceeds.
- Default premium of 3% per 30-day period accrues after day 60; default includes abandoning the RTO or government contract.

## SEC filing metadata
- accession: 0001493152-26-039692
- form_type: 8-K
- ticker: NIMU
- cik: 0000720762
- company_name: NON INVASIVE MONITORING SYSTEMS INC /FL/
- filed_at: 2026-08-21T20:30:26+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/720762/000149315226039692/0001493152-26-039692-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/720762/000149315226039692/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-039692
- JSON: https://secwatch.observer/filing/0001493152-26-039692.json
- Plain text: https://secwatch.observer/filing/0001493152-26-039692.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.