{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-040820","form_type":"8-K","ticker":"UMH","cik":"0000752642","company_name":"UMH PROPERTIES, INC.","filed_at":"2026-08-31T20:05:16+00:00","discovered_at":"2026-08-31T20:07:03.014444+00:00","generated_at":"2026-08-31T20:07:57.704698+00:00","sec_items":["7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"UMH Properties secures $10.2M Fannie Mae mortgage at 6.03% for 267-site community","bullets":["New Fannie Mae mortgage closed Aug 28, 2026: $10.2M proceeds, 267 sites, fixed 6.03% rate, 10-year interest-only term.","Refinancing paid off existing $2.8M mortgage earlier this year, freeing ~$7.4M additional proceeds.","Proceeds earmarked for acquisitions, expansions, rental homes, and repaying higher-rate short-term debt.","CEO Landy notes community occupancy rose from 69% at 2014 acquisition to 95% now; expansion planned."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-040820","json":"https://secwatch.observer/filing/0001493152-26-040820.json","markdown":"https://secwatch.observer/filing/0001493152-26-040820.md","text":"https://secwatch.observer/filing/0001493152-26-040820.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/752642/000149315226040820/0001493152-26-040820-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/752642/000149315226040820/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-31T20:07:57.704698+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}