---
schema_version: "secwatch.filing_event.v1"
accession: "0001493152-26-045840"
form_type: "8-K"
ticker: "BLNE"
cik: "0001534708"
company_name: "Beeline Holdings, Inc."
filed_at: "2026-10-06T11:15:29+00:00"
generated_at: "2026-10-12T16:37:02.965613+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Beeline expects Q3 2026 revenue highest since 2021, record margins, and lowest adjusted EBITDA loss in five years

## Summary
- Beeline (NASDAQ: BLNE) expects Q3 2026 revenue to be its highest since 2021 and second-highest quarterly revenue ever, with record margins.
- Q3 2026 net loss expected lower than Q2 2026; adjusted EBITDA loss expected lowest in five years despite elevated interest rates.
- Beeline expects Q3 2026 ending cash at least 50% higher than Q2 2026; April shift to Non-QM lending cited by CEO Nick Liuzza.
- Pending Home Equity Investment (HEI) launch targets homeowners with credit scores as low as 500 in certain circumstances; HEIs have funded over $4 billion in U.S. to date.

## SEC filing metadata
- accession: 0001493152-26-045840
- form_type: 8-K
- ticker: BLNE
- cik: 0001534708
- company_name: Beeline Holdings, Inc.
- filed_at: 2026-10-06T11:15:29+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1534708/000149315226045840/0001493152-26-045840-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1534708/000149315226045840/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493152-26-045840
- JSON: https://secwatch.observer/filing/0001493152-26-045840.json
- Plain text: https://secwatch.observer/filing/0001493152-26-045840.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.