{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-045868","form_type":"8-K","ticker":"SHFS","cik":"0001854963","company_name":"SHF Holdings, Inc.","filed_at":"2026-10-06T12:30:23+00:00","discovered_at":"2026-10-06T12:35:00.262091+00:00","generated_at":"2026-10-12T16:31:48.856612+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Safe Harbor reports Q3 2026 trailing 14-day average deposits of $119.3 million, up 7.4% year-over-year","bullets":["Trailing 14-day average client deposits reached approximately $119.3 million as of Sept. 30, 2026, up 7.4% from $111.1 million a year earlier.","Deposits rose 9.6% sequentially from $108.9 million at June 30, 2026, more than double the 4.1% increase recorded in the prior quarter.","CEO Terry Mendez said deposit growth reflects the strategy across banking, lending, business solutions and institutional infrastructure.","Safe Harbor estimates the Fed's 25-basis-point rate increase on Sept. 16, 2026 will add about $150,000 in annualized investment income.","Quarter-end balance was highest since April 2024 and about 25% above the May 2025 low of $95.3 million."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-045868","json":"https://secwatch.observer/filing/0001493152-26-045868.json","markdown":"https://secwatch.observer/filing/0001493152-26-045868.md","text":"https://secwatch.observer/filing/0001493152-26-045868.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1854963/000149315226045868/0001493152-26-045868-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1854963/000149315226045868/form8-k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T16:31:48.856612+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}