{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-046036","form_type":"8-K","ticker":"FIGR","cik":"0002064124","company_name":"Figure Technology Solutions, Inc.","filed_at":"2026-10-06T23:59:06+00:00","discovered_at":"2026-10-07T10:05:00.213134+00:00","generated_at":"2026-10-12T16:04:07.348167+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Figure Technology Q3 consumer loan volume $5.1B, up 107% YoY, hits high end of guidance","bullets":["Q3 2026 Consumer Loan Marketplace Volume $5,119M, up 107% YoY and 20% Q/Q; September volume $1,783M rose 104% YoY and 9% M/M.","Q3 volume came in at the high end of the previously issued guidance range of $4.8B-$5.2B, excluding Kiavi originations after the Sept 1, 2026 merger close.","$YLDS in circulation $504M at Sept 30, up 13% M/M from $446M but down 9% Q/Q from $556M; $YLDS launched February 2025.","Democratized Prime Q3 matched offers balance $588M (+50% Q/Q), borrower demand $600M (+45%), available lender supply $825M (+58%).","Kiavi volumes for the roughly one month post-merger will be included with Figure's Q3 financial results, to be released in November."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-046036","json":"https://secwatch.observer/filing/0001493152-26-046036.json","markdown":"https://secwatch.observer/filing/0001493152-26-046036.md","text":"https://secwatch.observer/filing/0001493152-26-046036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2064124/000149315226046036/0001493152-26-046036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2064124/000149315226046036/form8-k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T16:04:07.348167+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}