secwatch.observer — SEC 8-K summary
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Issuer:     Figure Technology Solutions, Inc. (FIGR)
CIK:        0002064124
Form:       8-K
Filed at:   2026-10-06T23:59:06+00:00
Accession:  0001493152-26-046036
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Figure Technology Q3 consumer loan volume $5.1B, up 107% YoY, hits high end of guidance
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- Q3 2026 Consumer Loan Marketplace Volume $5,119M, up 107% YoY and 20% Q/Q; September volume $1,783M rose 104% YoY and 9% M/M.
- Q3 volume came in at the high end of the previously issued guidance range of $4.8B-$5.2B, excluding Kiavi originations after the Sept 1, 2026 merger close.
- $YLDS in circulation $504M at Sept 30, up 13% M/M from $446M but down 9% Q/Q from $556M; $YLDS launched February 2025.
- Democratized Prime Q3 matched offers balance $588M (+50% Q/Q), borrower demand $600M (+45%), available lender supply $825M (+58%).
- Kiavi volumes for the roughly one month post-merger will be included with Figure's Q3 financial results, to be released in November.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2064124/000149315226046036/0001493152-26-046036-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2064124/000149315226046036/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-26-046036

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