{"schema_version":"secwatch.filing_event.v1","accession":"0001493152-26-050048","form_type":"8-K","ticker":"CCLD","cik":"0001582982","company_name":"CareCloud, Inc.","filed_at":"2026-11-05T12:05:36+00:00","discovered_at":"2026-11-05T12:10:57.737946+00:00","generated_at":"2026-11-05T12:13:06.706463+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CareCloud Q3 2026: record GAAP net income $4.7M (+54%), EPS $0.10 (+150%), revenue $33.7M (+9%)","bullets":["Revenue $33.7M vs $31.1M in Q3 2025 (+9% YoY); adjusted EBITDA a record $9.9M (+28%) at a 29% margin.","Net income attributable to common shareholders $4.2M vs $1.7M (+147% YoY); Q3 GAAP EPS of $0.10 matched all of full-year 2025 EPS.","10th consecutive quarter of positive GAAP net income; YTD revenue $96.9M (+13%) and YTD GAAP net income $6.8M vs $7.9M a year ago.","Debt cut by $7.4M including a $0.8M prepayment; Series B Preferred redeemed May 15, 2026 for $41.6M via credit facility; term loan $34.2M as of Nov 2.","FY2026 guidance reaffirmed: revenue $128-132M, adjusted EBITDA $29-31M, GAAP EPS $0.20-0.23 (a 100-130% increase over 2025's $0.10)."],"urls":{"canonical":"https://secwatch.observer/filing/0001493152-26-050048","json":"https://secwatch.observer/filing/0001493152-26-050048.json","markdown":"https://secwatch.observer/filing/0001493152-26-050048.md","text":"https://secwatch.observer/filing/0001493152-26-050048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1582982/000149315226050048/0001493152-26-050048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1582982/000149315226050048/form8-k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-11-05T12:13:06.706463+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}