secwatch.observer — SEC 8-K summary
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Issuer:     CareCloud, Inc. (CCLD)
CIK:        0001582982
Form:       8-K
Filed at:   2026-11-05T12:05:36+00:00
Accession:  0001493152-26-050048
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

CareCloud Q3 2026: record GAAP net income $4.7M (+54%), EPS $0.10 (+150%), revenue $33.7M (+9%)
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- Revenue $33.7M vs $31.1M in Q3 2025 (+9% YoY); adjusted EBITDA a record $9.9M (+28%) at a 29% margin.
- Net income attributable to common shareholders $4.2M vs $1.7M (+147% YoY); Q3 GAAP EPS of $0.10 matched all of full-year 2025 EPS.
- 10th consecutive quarter of positive GAAP net income; YTD revenue $96.9M (+13%) and YTD GAAP net income $6.8M vs $7.9M a year ago.
- Debt cut by $7.4M including a $0.8M prepayment; Series B Preferred redeemed May 15, 2026 for $41.6M via credit facility; term loan $34.2M as of Nov 2.
- FY2026 guidance reaffirmed: revenue $128-132M, adjusted EBITDA $29-31M, GAAP EPS $0.20-0.23 (a 100-130% increase over 2025's $0.10).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1582982/000149315226050048/0001493152-26-050048-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1582982/000149315226050048/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001493152-26-050048

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