---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-22-000005"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2022-01-31T23:59:59+00:00"
generated_at: "2026-06-27T13:31:12.539014+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp Q4 EPS $0.34, FY EPS $1.45; declares $0.13 dividend

## Summary
- Q4 diluted EPS $0.34 (vs $0.26 a year ago); full-year 2021 diluted EPS $1.45 (vs $0.76).
- Net interest margin 2.96% (down 3 bps QoQ, up 13 bps YoY); net interest income $38.4M stable.
- Loans ex-PPP grew $22.1M in Q4 (2.4% annualized); deposits ex-brokered up $34.8M (3.4% annualized); cost of deposits 0.12%.
- Non-performing loans 0.21% of total; provision for credit losses $39K; net recoveries $73K in Q4.
- Declared $0.13 per share dividend payable Feb 23, 2022; repurchased 376K shares for ~$6.3M in Q4.

## SEC filing metadata
- accession: 0001493225-22-000005
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2022-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322522000005/0001493225-22-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322522000005/nfbk-20220126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-22-000005
- JSON: https://secwatch.observer/filing/0001493225-22-000005.json
- Plain text: https://secwatch.observer/filing/0001493225-22-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.