secwatch.observer — SEC 8-K summary
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Issuer:     Northfield Bancorp, Inc. (NFBK)
CIK:        0001493225
Form:       8-K
Filed at:   2022-01-31T23:59:59+00:00
Accession:  0001493225-22-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Northfield Bancorp Q4 EPS $0.34, FY EPS $1.45; declares $0.13 dividend
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- Q4 diluted EPS $0.34 (vs $0.26 a year ago); full-year 2021 diluted EPS $1.45 (vs $0.76).
- Net interest margin 2.96% (down 3 bps QoQ, up 13 bps YoY); net interest income $38.4M stable.
- Loans ex-PPP grew $22.1M in Q4 (2.4% annualized); deposits ex-brokered up $34.8M (3.4% annualized); cost of deposits 0.12%.
- Non-performing loans 0.21% of total; provision for credit losses $39K; net recoveries $73K in Q4.
- Declared $0.13 per share dividend payable Feb 23, 2022; repurchased 376K shares for ~$6.3M in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1493225/000149322522000005/0001493225-22-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1493225/000149322522000005/nfbk-20220126.htm
  HTML page:      https://secwatch.observer/filing/0001493225-22-000005

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