{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-22-000054","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2022-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.900446+00:00","generated_at":"2026-06-26T01:25:23.833852+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Northfield Bancorp Q1 2022 EPS $0.30, net income $14.1M, loans up 11.5% annualized","bullets":["Diluted EPS $0.30 vs $0.38 in Q1 2021; net income $14.1M vs $18.7M.","Net interest margin 2.87%, down 23 bps YoY; net interest income $36.9M, down 8.2%.","Loans held-for-investment ex-PPP grew $108.1M (11.5% annualized); deposits ex-brokered up $143.5M (13.9% annualized).","Non-performing loans 0.21%; charge-offs $102k; provision $403k vs benefit of $2.4M last year.","Dividend declared $0.13 per share payable May 25, 2022; repurchased 528k shares for $8.2M."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-22-000054","json":"https://secwatch.observer/filing/0001493225-22-000054.json","markdown":"https://secwatch.observer/filing/0001493225-22-000054.md","text":"https://secwatch.observer/filing/0001493225-22-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322522000054/0001493225-22-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322522000054/nfbk-20220427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T01:25:23.833852+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}