---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-22-000054"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2022-05-03T23:59:59+00:00"
generated_at: "2026-06-26T01:25:23.833852+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp Q1 2022 EPS $0.30, net income $14.1M, loans up 11.5% annualized

## Summary
- Diluted EPS $0.30 vs $0.38 in Q1 2021; net income $14.1M vs $18.7M.
- Net interest margin 2.87%, down 23 bps YoY; net interest income $36.9M, down 8.2%.
- Loans held-for-investment ex-PPP grew $108.1M (11.5% annualized); deposits ex-brokered up $143.5M (13.9% annualized).
- Non-performing loans 0.21%; charge-offs $102k; provision $403k vs benefit of $2.4M last year.
- Dividend declared $0.13 per share payable May 25, 2022; repurchased 528k shares for $8.2M.

## SEC filing metadata
- accession: 0001493225-22-000054
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2022-05-03T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322522000054/0001493225-22-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322522000054/nfbk-20220427.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-22-000054
- JSON: https://secwatch.observer/filing/0001493225-22-000054.json
- Plain text: https://secwatch.observer/filing/0001493225-22-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.