{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-22-000079","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2022-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.914177+00:00","generated_at":"2026-06-24T06:26:19.552050+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Northfield Bancorp Q2 diluted EPS $0.34 vs $0.40 YoY; net interest margin expands, $45M buyback authorized","bullets":["Diluted EPS of $0.34 for Q2 2022 vs $0.40 in Q2 2021; net income $15.9M vs $19.8M.","Net interest margin increased 7 bps YoY to 3.03%; loan growth (ex-PPP) +23.3% annualized.","Issued $62M subordinated debt at 5.0% initial fixed rate; board approved $45M stock repurchase program.","Non-performing loans to total loans remained low at 0.25%; provision for credit losses was $149K vs $3.7M benefit a year ago.","Declared $0.13 per share cash dividend payable Aug 24, 2022 to holders of record Aug 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-22-000079","json":"https://secwatch.observer/filing/0001493225-22-000079.json","markdown":"https://secwatch.observer/filing/0001493225-22-000079.md","text":"https://secwatch.observer/filing/0001493225-22-000079.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322522000079/0001493225-22-000079-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322522000079/nfbk-20220727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T06:26:19.552050+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}