---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-22-000079"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2022-08-01T23:59:59+00:00"
generated_at: "2026-06-24T06:26:19.552050+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp Q2 diluted EPS $0.34 vs $0.40 YoY; net interest margin expands, $45M buyback authorized

## Summary
- Diluted EPS of $0.34 for Q2 2022 vs $0.40 in Q2 2021; net income $15.9M vs $19.8M.
- Net interest margin increased 7 bps YoY to 3.03%; loan growth (ex-PPP) +23.3% annualized.
- Issued $62M subordinated debt at 5.0% initial fixed rate; board approved $45M stock repurchase program.
- Non-performing loans to total loans remained low at 0.25%; provision for credit losses was $149K vs $3.7M benefit a year ago.
- Declared $0.13 per share cash dividend payable Aug 24, 2022 to holders of record Aug 10.

## SEC filing metadata
- accession: 0001493225-22-000079
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2022-08-01T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322522000079/0001493225-22-000079-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322522000079/nfbk-20220727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-22-000079
- JSON: https://secwatch.observer/filing/0001493225-22-000079.json
- Plain text: https://secwatch.observer/filing/0001493225-22-000079.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.