{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-23-000003","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2023-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.233773+00:00","generated_at":"2026-06-20T07:08:04.614009+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northfield Bancorp Q4 EPS $0.31, down from $0.37 sequential; full-year EPS $1.32 vs $1.45","bullets":["Q4 2022 net income $14.1M ($0.31 diluted EPS) vs $17.0M ($0.37) prior quarter and $16.1M ($0.34) year ago.","Full-year 2022 net income $61.1M ($1.32 diluted EPS) down 13.6% from $70.7M ($1.45) in 2021.","Net interest margin fell 19 bps sequentially to 2.89% due to faster-rising funding costs; provision for credit losses on loans was $1.2M in Q4 vs $39K a year ago.","Declared $0.13 per share cash dividend payable Feb 22, 2023 to holders of record Feb 8, 2023.","Repurchased 556,859 shares ($8.5M) in Q4; total 2.1M shares ($30.8M) for full year."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-23-000003","json":"https://secwatch.observer/filing/0001493225-23-000003.json","markdown":"https://secwatch.observer/filing/0001493225-23-000003.md","text":"https://secwatch.observer/filing/0001493225-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/0001493225-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/nfbk-20230125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:08:04.614009+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"42417c4af44f135c5f57e2b88bbecbfe6bd6ed2f","claim":"Northfield Bancorp, Inc. reported year ended December 31, 2022 results: net income $61.1 million, EPS $1.32 per diluted share.","evidence_excerpt":"Northfield Bancorp, Inc. issued a press release announcing its earnings for the quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/0001493225-23-000003-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"year ended December 31, 2022"},{"label":"Net income","value":"$61.1 million"},{"label":"EPS","value":"$1.32 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a09891f85cbb9bfa32c18533170bcff153f4bb89","claim":"Northfield Bancorp, Inc. reported quarter ended December 31, 2022 results: net income $14.1 million, EPS $0.31, per diluted share.","evidence_excerpt":"Northfield Bancorp, Inc. issued a press release announcing its earnings for the quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/0001493225-23-000003-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2022"},{"label":"Net income","value":"$14.1 million"},{"label":"EPS","value":"$0.31, per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}