---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-23-000003"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2023-01-27T23:59:59+00:00"
generated_at: "2026-06-20T07:08:04.614009+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp Q4 EPS $0.31, down from $0.37 sequential; full-year EPS $1.32 vs $1.45

## Summary
- Q4 2022 net income $14.1M ($0.31 diluted EPS) vs $17.0M ($0.37) prior quarter and $16.1M ($0.34) year ago.
- Full-year 2022 net income $61.1M ($1.32 diluted EPS) down 13.6% from $70.7M ($1.45) in 2021.
- Net interest margin fell 19 bps sequentially to 2.89% due to faster-rising funding costs; provision for credit losses on loans was $1.2M in Q4 vs $39K a year ago.
- Declared $0.13 per share cash dividend payable Feb 22, 2023 to holders of record Feb 8, 2023.
- Repurchased 556,859 shares ($8.5M) in Q4; total 2.1M shares ($30.8M) for full year.

## SEC filing metadata
- accession: 0001493225-23-000003
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2023-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/0001493225-23-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/nfbk-20230125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-23-000003
- JSON: https://secwatch.observer/filing/0001493225-23-000003.json
- Plain text: https://secwatch.observer/filing/0001493225-23-000003.txt

## Key facts
- Earnings Releases
  Northfield Bancorp, Inc. reported year ended December 31, 2022 results: net income $61.1 million, EPS $1.32 per diluted share.
  - Period: year ended December 31, 2022
  - Net income: $61.1 million
  - EPS: $1.32 per diluted share
  - Result: reported results
  source text: Northfield Bancorp, Inc. issued a press release announcing its earnings for the quarter and year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/0001493225-23-000003-index.htm
- Earnings Releases
  Northfield Bancorp, Inc. reported quarter ended December 31, 2022 results: net income $14.1 million, EPS $0.31, per diluted share.
  - Period: quarter ended December 31, 2022
  - Net income: $14.1 million
  - EPS: $0.31, per diluted share
  - Result: reported results
  source text: Northfield Bancorp, Inc. issued a press release announcing its earnings for the quarter and year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1493225/000149322523000003/0001493225-23-000003-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.