{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-23-000075","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2023-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.034505+00:00","generated_at":"2026-06-16T04:54:36.092522+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Northfield Bancorp Q1 2023 EPS $0.26 down from $0.30 YoY; net interest margin falls 24 bps","bullets":["Net income $11.7M ($0.26 diluted EPS) vs $14.1M ($0.30) in Q1 2022 and $14.1M ($0.31) in Q4 2022.","Net interest margin 2.63%, down 24 bps YoY and 26 bps QoQ; cost of deposits rose to 79 bps from 52 bps.","Total deposits (ex-brokered) decreased $64.7M (1.7%); uninsured deposits estimated at $836M (22% of total deposits).","Non-performing loans to total loans 0.22% (strong); net charge-offs $2.0M vs $102k YoY, primarily on unsecured C&I loans.","Declared $0.13/share cash dividend payable May 24, 2023; repurchased 1.1M shares for $16M, then suspended."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-23-000075","json":"https://secwatch.observer/filing/0001493225-23-000075.json","markdown":"https://secwatch.observer/filing/0001493225-23-000075.md","text":"https://secwatch.observer/filing/0001493225-23-000075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000075/0001493225-23-000075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000075/nfbk-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T04:54:36.092522+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cbff7e009de393df60b2fcaec5c1acfd0c14b409","claim":"Northfield Bancorp, Inc. reported quarter ended March 31, 2023 results: net income $11.7 million, EPS $0.26 per diluted share.","evidence_excerpt":"reported net income of $11.7 million, or $0.26, per diluted share for the three months ended March 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000075/0001493225-23-000075-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2023"},{"label":"Net income","value":"$11.7 million"},{"label":"EPS","value":"$0.26 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}